Savings/Checkings Account

Savings Account- A bank account that earns interest

Checkings Account- An account at a bank which checks can be drawn out by the account depositor

Comparing Banks (Checkings/Savings Account)

Checkings Account

Banks Overdraft Stop Payment 1 yr CD 5 yr CD 30-year Mortgage Money Market
Wells Fargo $35 $31 0.05% 0.35% 4% Yes (Account)
Capital One 360 $35 $25 0.9% 2.1% 3.75% Yes (Account)